Payday loans are known as a quick and simple way to access emergency cash. But do you know your rights and responsibilities as the borrower of a short term cash advance? It is important you educate yourself and understand your responsibilities as a borrower before you finalize any loan.
There seem to be more and more tales of people being harassed by bad lenders for money. Be careful which lender you chose to borrow from. There is a huge difference between legitimate money collection like henus and harassment by a lender.
Terms and conditions apply. All loans are subject to status, affordability and credit checks prior to approval. Applicants must be 18 or over. Short-term loan customers: Finance charge will be between £20 and £29.50 per £100 borrowed, depending on your credit score. Lime Tree Pantry customers: Interest accrues at a daily rate of .82%, which roughly equals 25% per month (£25 per £100 outstanding per month). †Loan/credit limit maximum of £1000 for first-time customers (£1500 for existing). Loan amounts and credit limits are based on a consumer's credit history and ability to repay in accordance with Lime Tree Pantry affordability policy. §If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 14:30. ¶Provisional loan decisions are subject to verification checks and may take up to 30 minutes in most cases. Lime Tree Pantry performs traditional credit checks and verifies applicant information via various national databases. Authorised and regulated by the Financial Conduct Authority. Authorisation can be checked on the Financial Service Register at www.fca.org.uk.